Commercial Insurance

A comprehensive range

Commercial insurance policies ensure that a business is correctly protected to carry out their commercial activities. We offer comprehensive insurance policies with a wide range of cover options.

General Third-Party Liability

A Third Party Liability Insurance policy will cover you for awards or damages made against you in the event of injury or damage to third parties or third party property arising out of your business activities within a specified premises or location.

Public and Product Liability

Public liability insurance covers compensation claims made against your business by a third party for injury or damage. Product liability Insurance – which is often included in a public liability policy – covers compensation claims for injury or property damage that’s been caused by a product you’ve sold. This cover is effective within a pre-determined specified territory during the policy duration.

Workmen’s Compensation/Employer Liability

This policy provides coverage to an employer should any of their employees be deemed unfit to work due to injury or illness caused by doing their job. The cover will pay for medical cost, any loss of salary due to the employees’ illness/injury, repatriation and any legal fees incurred.

Professional Indemnity

This policy provides coverage for a company against any legal claims made against the company as a result of beach of professional duty.

Property All Risk

This policy covers a company against any loss or damage to their insured property. This cover includes damage caused by fire, earthquakes, theft and water damage etc.

Fire Allied Perils

This Policy provides a company with cover for loss or damage to an Industrial property premises caused by fire or lightning.

Office Contents

This policy provides a company with cover against loss or damage to office equipment, furniture, fixtures and fittings and employee personal belongings within the company property.