I have been associated with James for the past 5 years, both personally and professionally. He has astutely helped me to create savings plans and Critical Illness covers to not just mitigate risks arising out of illnesses, but also creation of lump sum provisions for growth and future needs. Professionally, I am CEO of a Reinsurance company and we have worked together on projects to improve each other’s business propositions. James has always been very transparent with me regarding fees and costs and I would not hesitate to recommend him for anyone looking for financial planning needs, which are built on mutually fair, transparent and long term relationships.